Our data and methodology
Latest reference snapshot: 23 Oct 2026. Data dates and editorial update dates describe different things.
Reference data, not live quotes
Daily exchange references come from Frankfurter. The Hostinger server checks for a new snapshot daily at 23:17 UTC (06:17 WIB). Publication can depend on provider availability. Weekends may repeat reference observations; a scheduled check does not guarantee a new market observation.
The directory covers 155 currencies. A provider rate is currently unavailable for VED, which remains a history entry and is excluded from rate converters.
How comparisons are calculated
Rates use USD as the source base. Cross rates divide the destination series by the origin series. Comparison charts measure one unit of each selected currency in the home currency and start at index 100 on a common valid date. Periods are 30, 90 or 365 calendar days ending at the latest reference date.
Cash simulation after costs
For amount A, a fixed home-currency fee F on each exchange, haircut h percent on each leg and historical exchange-value ratio R:
Before costs = A × R
After costs = (A − F) × (1 − h/100)² × R − F
The chart shows hypothetical redemption on each date, not repeated daily trading. Unexchanged home cash stays flat without fees. The model excludes interest, asset returns, taxes, inflation and leverage. A haircut approximates execution below reference rates, not the full bid–ask spread quoted by a provider.
Editorial standards and corrections
History entries and beginner guides link their sources. Guides show the content edition date; they do not automatically acquire a new review date when rates refresh. AI-assisted text and factual interpretations can contain errors. We do not claim professional investment research or independent financial review.
Prefer the original primary source when resolving a discrepancy. Send a correction with the page, statement and supporting source.
Commercial relationships
No advertising placements or affiliate partners are configured in this edition. Any future sponsored or affiliate placement should carry a visible disclosure. Sources and official institutions linked in articles are not sponsors.